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^ APY (Annual Percentage Yield). APY is accurate as of 03/18/2024. Required minimum balance to open and earn stated yield is $500 for Standard Certificate Account and $100,000 for Jumbo Certificate Account. Certificate rates are dependent on the term selected and may change at any time without prior notice. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest on your account will be compounded and credited on a monthly basis. For Certificate of Deposits, you will be paid the rate disclosed for the entire term of the Certificate. Certificates will renew automatically and have a grace period of ten (10) calendar days after the maturity date to withdraw funds. If the balance on a Jumbo Certificate Account falls below the minimum balance requirements, it will automatically renew to a Standard Certificate Account. Early withdrawal penalties may apply to Certificates of Deposit and could reduce earnings on the account.
* APY-Annual Percentage Yield. Dividends on Money Market Accounts will be compounded monthly and credited each calendar month. This is a variable rate account. The rate may change after the account is opened. APY is accurate as of the last dividend declaration date. Fees could reduce the earnings on the account.
1 Offer valid for new loans refinanced from another financial institution. First payment will be due 60 days from the date of the signed contract. Interest begins accruing the day the loan is funded. Offer excludes auto loans already financed at Texans CU, First-time buyers, or Texans Success Program participants.